Accelerate claims processing by
Preventing fraud

•According to our guidelines and rules, it is a crime if you knowingly, and with intent to injure, defraud or deceive insurance companies, or provide any information, including filing a claim, which contains any false, incomplete or misleading information. These actions, as well as submission of materially false information, can be resulted in denial of the claim, and are subject to prosecution and punishment to the full extent under state and/or federal law through our investigation services. In the context of detection of fraud our life claim investigation services includes.

• Background Histories |Contestable Investigations | Disappearance | Evidence  Documentation |Fraudulent Claims Investigations |Interviews/Statements| Medical Records | Public Records | Surveillance / Activity Checks| Claim in first year of policy High value claim Manipulation in the medical documents with respect to history of ailments /Death due to Liver Disorder to rule out alcohol consumption / Death due to chronic disorder and claim in first year of policy.

• Suspicious cases to rule out self-inflicted injuries e.g; accident at railway track etc./ homicidal casesument validation

•Our API does this verification with reliability and ease helping you determine the legitimacy of the customer while preventing any fraudulent activities. We ensure that fraud activity occurs and each customer is who they say they are with our Biometric and Liveness Checks and other advanced resources. Mandatory Requirements for life Insurer Pre –Proposal Verification of Life Insured  Existence of Life Assured /Annual Income of Life Assured / Current Health Status of Life Assured / Authentication of Age, Income Proof If Attached with Proposal Form. Points Noted have a Difference by Investigator as per Investigation done  Proposal Form Customer Background / Profile Check Mortgage / High Value Customer.

•SpyBot technology enabled solutions will have in-depth assessment from documents to policy terms and provide risk scoring & intelligence for faster claims Investigations processing by reducing time, cost, errors & enhancing customer experience with efficiency. Early Claims dashboard will enable an underwriter to see all related insights for a particular applicant and which reasons are impacting the early claims assessment. Platform uses inbuilt AI & Data models to allow the platform for providing claims, risk & fraud insights in real time. Early Claims platform will save the insurers the claim outflow as fraudulent applicants will be caught in the initial stages only. Provide documents-based investigation using internal document data match, document understanding and verifying through govt. /public sources information.

V-CIP workflows, live verification, and digital consent